Debt Consolidation in Fort Worth, Arlington, Plano, and Lubbock, Texas with San Antonio Headquartered Affordable Debt Consolidation

Call: (800) 816-1003 for a Texas Debt Relief plan providing 40% lower fees than most out-of-state competitors. Available exclusively to Texas Residents, Affordable Debt Consolidation is a 100% veteran-owned company headquartered in Texas. Call or visit affordabledebtconsolidation.com to speak to a Texas Debt Specialist. You may also check out their Accreditation, rating, and reviews of other Texans they have assisted by clicking on the Better Business Bureau logo on their website.

Forbes recently reported the average interest rate on credit cards is 28%. With inflation and more interest rate hikes expected, many Texans struggle to find solutions to overwhelming credit card debt and personal loans. Some Texans have attempted to consolidate their high-interest credit card debt in a lower-interest personal debt consolidation or unsecured personal loan. Yahoo News reported that many Americans using this technique reloaded their credit card debt within 18 months. If you are looking for a debt consolidation loan, quitting using credit cards and using the money you save every month instead of relying on credit is essential. A debt consolidation loan can protect you from future interest rate hikes. Affordable Debt Consolidation can help you shop for the best debt consolidation loans up to 100K using an affiliate platform of lenders. However, a debt consolidation loan is not the only solution.

Credit counseling debt management plans can reduce interest rates on most credit card debt without a new loan. The benefits can include a lower payment, a much faster payoff time frame, and one monthly payment for all of the enrolled debt. The programs are considered a hardship plan, so depending on where your credit stands today, it may be negatively impacted. Also, you cannot make further charges on your enrolled debt, but you may save enough monthly to utilize cash instead of credit for your expenses.

Affordable Debt Consolidations Texas Debt Relief plan is not a debt consolidation loan or a credit counseling program. The program is offered exclusively to Texas with 40% lower fees than most out-of-state debt relief services. The plan negotiates significant reductions of credit card and personal loan debt balances, which may provide a monthly program payment that is often less than half compared to minimum payments. The programs can also be structured in an estimated short period of 24 to 48 months, depending on your budget. If you have the ability to pay off your debt on your own quickly, this is not a program for you as it will likely impact your credit negatively. However, if you are struggling to make payments, have fallen behind, or feel that you may fall behind in the future, this program may save you the most money and resolve your debt in the shortest time without bankruptcy. After resolving your debt in a relatively short time, you can also quickly start rebuilding your credit. Your debt-to-income ratio will improve once you resolve your unsecured debt. This factor is often more important than a credit score.

Bankruptcy is another option, but one that most people try to avoid. If you qualify for chapter 7, your unsecured debt may be discharged in a few months. However, for some, chapter 13 is the only bankruptcy option, which can be expensive, depending on what the court determines you will pay back. In some cases, a non-bankruptcy debt relief plan can be less expensive than chapter 13, but in others, chapter 13 can be more affordable. It is important to speak to a qualified Texas bankruptcy attorney if considering this bankruptcy. If you would like to compare bankruptcy to non-bankruptcy options, Affordable Debt Consolidation has a special arrangement with a highly-rated bankruptcy law firm to make the comparison as easy as possible.

Call Affordable Debt Consolidation today and speak to a Texas Debt Specialist about your options to resolve credit card and personal loan debt. Affordable Debt Consolidation services exclusively serves Texas Residents.

Affordable Debt Consolidation
Phone: 800-803-1099
Website: https://affordabledebtconsolidation.com
Headquarters: 40 NE Loop 410, Suite 565, San Antonio, Texas 78258
Dallas: 325 North St. Paul Street, Suite 3100, Dallas, Texas 75201