Debt Consolidation in San Antonio, Texas for $50,000 to $300,000 in Credit Card Debt

Call 210-782-8100 or visit affordabledebtconsolidation.com fora credit card debt relief program available exclusively to Texans and save up to 40% in fees compared to out-of-state services. Affordable Debt Consolidation specializes in debt solutions for upper-middle and high-income earners. The Federal Reserve Bank of New York has reported that Americans are saddled with 1.21 trillion in credit card debt. Texas ranks as one of the top states with residents struggling with credit card debt, but fortunately there are option to resolve the overwhelming debt. The option that you choose to resolve debt will depend on their needs and goals, but your option may also be limited by various qualifications needed. Some of the options to consider are:

Debt Consolidation Loans
If you have a good credit score and a relatively good debt-to-income ratio, a debt consolidation loan may be able to pay off your high-interest credit card debt. If your new rate is low enough, you might have a lower payment compared to combined minimum payments and your timeframe to payoff the debt will be shorted. Affordable Debt Consolidation can help Texans shop for the best debt consolidation loan up to $100,000.

Credit Counseling
If your credit score or debt-to-income ratio won’t allow you to qualify for a debt consolidation loan, a credit counseling program could lower interest rates without a new loan. Similar to a debt consolidation loan, you may have a lower payment and the time-frame to pay off the debt may be shorted.

Affordable Debt Consolidation’s Debt Relief Program
This program negotiates the balances that you owe and may provide a program payment that is less than half compared to minimum payments. This can free up significant cash flow and often the debt can be resolved in as little as 12 to 60 months.

Bankruptcy
By qualifying for a Chapter 7 bankruptcy, you may be able to discharge debt in just a few months. However, higher-income earners often have income and assets to protect which might make Chapter 13 the only option. In some cases, a Chapter 13 will cost more than a non-bankruptcy debt relief program, but in other cases it could be less. Bankruptcy is a serious decision, and it is important to talk to a qualified attorney when considering this option. Affordable Debt Consolidation is not a law firm and cannot provide legal advice, but we can help make this arrangement for you with a highly-rated Texas bankruptcy law firm.

If you are an upper-middle or high-income earner struggling with$50,000 to $300,000 or more in credit card debt or personal loans, talk to a Texas Debt Specialist with Affordable Debt Consolidation. The firm has been helping Texans resolve overwhelming debt for over 22 years and is 100%veteran-owned and Accredited by the Better Business Bureau. If you have income and assets to protect, and want honest solutions, don’t get stuck with a kid in a call center reading a script 1000 miles always. Call today or go online for a free phone or office consultation.

Affordable Debt Consolidation
Phone: 210-782-8100
Website: https://affordabledebtconsolidation.com