Debt Consolidation in San Antonio, Texas, for 40% Less with a Texas Debt Relief Plan

Call 210-782-8100 or visit affordabledebtconsolidation.com for a free phone or office consultation with a Texas Debt Relief specialist.

Affordable Debt Consolidation provides their Texas Debt Relief program at 40% less than most out-of-state services. The company has been serving Texans for 20 years, is 100% veteran-owned, and Rated A+ by the Better Business Bureau. Please read the reviews of Texans they have helped on the Better Business Bureau website.

On the heels of the pandemic, inflation, and rising interest rates, many Texans struggle to pay debt and afford basic living costs. Fortunately, there are several options to consider to relieve the stress of overwhelming debt.

Debt Consolidation Loans:

If your credit is in good shape and your debt-to-income ratio is low enough, a debt consolidation loan may lock in a lower fixed rate. The benefits may include a lower payment compared to your combined minimum payments, a shorter payoff time, and protection from future interest rate hikes. If you are interested in this option, a Texas Debt Specialist with Affordable Debt Consolidation can help you to shop for the best loan using an affiliate platform of lenders.

Credit Counseling:

Credit counseling is a hardship program that can reduce interest rates with most credit card debt without using a new loan. Like a debt consolidation loan, you get the benefits of a lower monthly debt cost and a shorter time frame to pay the debts off. You will no longer be able to use the enrolled credit cards, but you may save enough money every month that using credit will no longer be needed.

Affordable Debt Consolidation’s Texas Debt Relief Program:

Designed by Texans and for Texas, Affordable Debt Consolidation offers a debt relief program with 40% lower fees than most out-of-state debt relief services. By negotiating substantial reductions of your debt balances, you may be able to have a program payment that is less than half compared to making minimum payments while working to resolve the debt in as little as 24 to 48 months. This is a hardship program, so your credit will likely be impacted negatively for a time. However, once your debts are resolved, your debt-to-income ratio will dramatically improve, and you can rebuild your credit relatively quickly with the right steps.

Bankruptcy:

Bankruptcy is another option to deal with debt. If you qualify for Chapter 7, you may be able to have your unsecured debt discharged. If you do not qualify for Chapter 7 bankruptcy, your only bankruptcy option may be a Chapter 13 repayment plan. A Chapter 13 bankruptcy is more affordable than a debt relief service in some cases and could cost more in other cases. Speaking to a qualified Texas bankruptcy attorney is essential if you are considering bankruptcy. Affordable Debt Consolidation makes comparing bankruptcy to non-bankruptcy options easy through a special arrangement with a highly-rated Texas bankruptcy law firm.

Affordable Debt Consolidation specializes in helping Texans with very high credit cards and personal loans. Whether you are not seeing your balances go down, falling behind, or facing a lawsuit from your creditors, speak to a Texas Debt Specialist now by calling 210-782-8100. Phone and office consultations are free with no obligation.

Affordable Debt Consolidation

Phone: 210-782-8100

Website: affordabledebtconsolidation.com

Address: 40 NE Loop 410, Suite 565, San Antonio, TX, 78216