If you have tens of thousands of high-interest credit card debt or personal loans that you can no longer afford to pay, or if you do not see your balances go down, you may need professional help. Debt Redemption Texas Debt Relief offers advice and programs to help eliminate the debt.
If you have enough savings or an asset that you do not need, Debt Redemption Texas Debt Relief recommends that you consider liquidating them to pay off your high-interest debt. Compare your rate of return on any investments to the interest rates you are paying on your debt. If you have excellent credit scores and a good debt-to-income, try talking to your local bank or credit union about a low-interest debt consolidation loan to pay off your high-interest credit card debts. If neither of the options above is viable, then consider non-bankruptcy options to resolved debt. Debt Redemption Texas Debt Relief assists Texans with three Debt Management options. The first option is a traditional Credit Counseling program that can lower the high-interest rates with credit card debt and some installment loans. This program requires that you are currently making payments or no more than six months delinquent. These programs could have a monthly cost less than making minimum payments, and the term is often about five years in length. Debt Redemption Texas Debt Relief also offers a program to negotiate forgiveness of a large portion of the principal balances.
This program is a good option for many Texans who need a lower monthly cost than making minimum payments or credit counseling. The program can also be completed sooner because of the higher overall estimated savings. More types of debts can be enrolled when comparing to Credit Counseling, and these programs are also great for people who have fallen many monthsbehind.
Debt Redemption also developed a very specialized Advanced Hardship Program in conjunction with a highly awarded Texas Debt Defense Attorney. As an alternative to bankruptcy, this program was designed for those in significant financial hardship who qualify and need the absolute lowest monthly cost possible.
You can obtain a free and no-obligation consultation with a Texas Debt Specialist either by phone in-person at a Debt Redemption Texas Debt Relief office. Call 210-503-1099 or visit http://debtredemption.com
Debt Redemption Texas Debt Relief
40 NE Loop 410, Suite 408
San Antonio, TX 78216