Preparing Budgets For This Year's Unique Holiday Shopping Season

Like most big moments in 2020, this year’s holiday shopping season is shaping up to look a lot different. In fact, a new survey from Affirm shows that over half of Americans have already started their holiday shopping because they’re bored. Retailers are adapting to the new landscape by offering deals earlier and for a longer period of time - instead of waiting until Black Friday. These changes will present a new set of challenges and opportunities for consumers when it comes to budgeting - that’s where millennial money expert Tonya Rapley comes in.

Tonya is the founder of the award-winning site My Fab Finance and author of the Amazon bestseller The Money Manual: A Practical Guide to Help You Succeed on Your Financial Journey and she's sharing tips on how to navigate budgets and gift-giving priorities.

For more information: Affirm.com